Business Banking

Business Checking Accounts

  • $250 minimum daily balance
  • $7.00 per month service charge if balance drop below minimum
  • $2.00 per month postage fee (will be waived if signed up for E-statements)
  • No per check fee or deposit fee
  • Images of cancelled checks returned with statements
  • Free On-Line banking
  • E-statements available
  • $50.00 credit towards first order of business checks
  • Merchant Services available through FiNet
  • Direct Deposit of Payroll services available

Municipal Fund Account

This account is designed for municipalities, schools, churches and other public funds.

  • Earns interest
  • No minimum balance No monthly maintenance fee
  • No per check fee or deposit fee
  • Images of cancelled checks returned with statements
  • Free On-Line banking
  • E-statements available
  • Merchant Services available through FiNet
  • Direct Deposit of Payroll services available

For rates and fees please contact a customer service rep or email us and we will be glad to contact you.

Smart Safe Checking Account 

This account is designed for businesses who want a cash courier. 

    • Minimum Opening Deposit of $100.00
    • Minimum Balance of $1000.00
    • Monthly Service Charge of $200.00
    • $2.00 per month postage fee (will be waived if signed up for E-statements)
    • No Interest Earned
    • Debit/ATM Card 
    • E-statements available
    • $50.00 credit towards first order of business checks
    • No per check fee or deposit fee

    Business Savings Accounts

    • Minimum balance of $1,000.00 to avoid quarterly service charges
    • Earns interest-rate is based on tiered balances (the more you save the higher the rate)
    • No Dormant Fee

    For rates and fees please contact a customer service representative or email us and we will be glad to contact you.

    Business Loans

    Tri-County Bank cares about your business! We have lending solutions for all your business needs. Our experienced loan officers are on hand to offer you personal service. Products we offer include:

    • Agricultural Loans
    • SBA Loans
    • Operating Lines of Credit
    • Land Development Loans
    • Equipment/Inventory Loans
    • Commercial Property Loans
    • Letters of credit

    We strive in "Helping to Make Your Life Better."

    Call one of our commercial loan officers at 888-346-0800 or email us and we will be happy to contact you.

    Online Banking

    If you do not have an account please see this document. This pdf file can be filled out on screen, printed and taken to your nearest Tri-County Bank branch.

    NOTE: This type of document requires the use of Adobe Acrobat Reader or a similar software.

    NOTE: We do not recommend that you email this document to us because it is not 100% secure.

    Mobile Banking

    Download your app from here. When you follow these links, you will leave our web site.

    Telephone Banking

    Gives you 24 hour access to all your accounts with a touch of a button (touch tone phone).You can obtain account balances, find out the last six transactions on your account, transfer funds from savings to checking accounts, make loan payments, verify any direct deposit to your account (Social Security, Payroll Checks, etc.).

    For your convenience you can select either English or Spanish.
    1-877-677-2274 or 1-877-677-CASH

    Additional Services

    • Bank by Mail
    • Bank Money Orders
    • Personal Money Orders
    • Savings Bond Redemption
    • Safety Deposit Boxes (not FDIC insured)
    • Night Deposit
    • Foreign Currency
    • Wire Transfers
    • Loan Services
    • Visa Merchant Services