The Tri-County Bank Privacy Policy

This policy applies to Tri-County Bank and its affiliate TCB Mortgage, LLC., and is disclosed to all customers initially and annually in compliance with the Gramm-Leach Bliley Act.

At Tri-County Bank, the basis of each customer relationship, many of which span generations, is trust. We believe that your privacy should not be compromised.

We recognize that you have the right to expect your personal financial information to remain private and secure. We will maintain standards to ensure that your information is private and secure at all times.

We will limit the use and collection of information about our customers to that which is necessary to administer our business, provide superior service, and offer opportunities that we think will be of interest to our customers. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates or others
• Information we receive from a consumer-reporting agency

We will continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that your records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies.

At Tri-County Bank, employee access to personally identifiable customer information is limited to those with a business reason to know such information. Because of the importance of maintaining the confidentially of customer information, employees who violate these Privacy Principles will be subject to disciplinary measures.

Tri-County Bank is committed to the security of your financial information and personal information.

We do not reveal specific information about your accounts or other personally identifiable data to parties outside our affiliated banks and companies for their independent use unless:

1. You request or authorize it;
2. The information is provided to help complete a transaction initiated by you;
3. The information is provided to a reputable credit bureau or similar information reporting agency; or
4. The disclosure otherwise is lawfully permitted or required.

We do not provide account or personal information to non-Tri-County Bank companies for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies.

The USA Patriot Act requires that all financial institutions verify the identity of each person who opens an account. Tri-County Bank will require certain information, signatures and documentation verifying the identification of all account owners.

Our commitment to your privacy extends to all areas of operations, including our internet activities. Our web site www.tri-countybank.com, provides additional details about information privacy and security when you visit Tri-County Bank online.

Tri-County Bank recognizes and respects the privacy expectations of our commitment to privacy in our use of customer information. Customers who have questions about these Privacy Principles or have a question about the privacy of their customer information should call Tri-County Bank at (810) 346-2745 or write us at :